High-risk payments in 2018

High-risk payments in 2018: confusing, but not impossible If you are like many high-risk merchants, changes in e-commerce and high-risk processing have made the process of making good decisions for your online business more of a challenge lately. These challenges are widespread, but they especially impact website owners selling electronic cigarettes, FFL to FFL sales, cigars, glassware, pipes, or any number of other restricted industries. “High-risk” is a general industry term within the world of credit card processing that basically means your products or services are not supported by all or most major payment gateway and merchant account providers. High-risk merchant accounts for vape, tobacco, and pipes These days the high-risk… Read More

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QuickBooks Payments & prohibited categories

QuickBooks Payments & prohibited categories We recently helped an online FFL merchant with some basic information on how to accept credit cards through their Wix site, and the topic of QuickBooks processing came up. They were hoping to use QuickBooks to key enter some of their net-30 B2B clients who mail in card numbers on their invoices and do it through Intuit’s standard processing. Luckily, we were able to set them up with an FFL friendly virtual terminal prior to them applying for, and being declined by, QuickBooks Payments.  This topic had come up before, although with a vape site using WooCommerce that also wanted to enter their mail-in wholesale distributor payments directly into QuickBooks. That made us… Read More

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Authorize.Net allowing gun sales online?

Does Authorize.Net allow online gun sales with an FFL? Yes, Authorize.Net allows FFLs – if set up correctly Over the last few years, there has been a lot of back and forth as to whether or not Authorize.Net allows legal, FFL to FFL, firearms sales and if so, what particular method or set of steps an online gun dealer must follow. The dust has now long settled and we find that the answer is a clear yes. However, it’s important to keep in mind that if you are selling guns or ammunition using Authorize.Net, you must pair the AuthNet payment gateway with an FFL friendly merchant account as well. If you are… Read More

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How to sell high-risk products with Wix & Authorize.Net

How to sell high-risk products with Wix & Authorize.Net Website owners in the e-juice, premium cigar, FFL, or other high-risk industries, often spend more time than other merchant types selecting a platform when building their e-commerce store. This is usually due to the credit card processing limitations of many online, hosted site builders. In the last year we have had a number of happy folks mention they are using Wix site builders to promote and design their sites, so we decided to pass on some info that could help a high-risk merchant thinking of choosing Wix. Why are high-risk merchants choosing Wix? Wix is an increasingly popular website platform that’s… Read More

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