High-risk payment gateways for WooCommerce

Are you looking for a WooCommerce high-risk payment gateway or merchant account recommendation? Maybe you were surprised to learn that not all WooCommerce payment providers want your business because you’re considered high-risk? Has another provider recently told you that you need to find another way to accept credit cards because your product violated their acceptable use policy? We can help.

We’re not only eager to support web site owners that want to accept credit cards, but we take it one step further and offer free one-on-one setup support with a dedicated independent agent that will be with you for as long as you are processing card payments.

We provide customized WooCommerce credit card processing recommendations based on your specific situation and our years of experience.

Authorize.Net and NMI are both terrific WooCommerce solutions

WooCommerce is a great option for many high-risk site owners. One of the main reasons why they’re such a great alternative is that they integrate effortlessly with NMI and Authorize.Net

Both Authorize.Net and NMI are fantastic solutions for WooCommerce. They allow seamless integrations, including native reporting, native refunds, and plenty of other useful features.

The native refund aspect is important. The ability to refund orders directly from within the WooCommerce plugin avoids extra steps and removes room for delayed refunds and angry customers.

Let’s look at both of these payment gateways, and how they work with WooCommerce, in a little more detail.

High-risk payments: WooCommerce & Authorize.Net

As you might know, Authorize.Net (AuthNet, for short) is one of our favorite high-risk friendly payment gateways – when set up correctly. They’re a great fit for a number of high-risk business types and offer fantastic features.

You can easily integrate Authorize.Net with WooCommerce using the CodeCanyon plugin. It’s not a free plugin, but at only $30 it opens up your e-commerce site to so many valuable features and capabilities that it’s well worth the money!

AuthNet is absolutely excellent out of the box when you consider all the features it has to offer. However, a little tinkering and adjusting can go a long way to making it positively amazing. You can safely store customer information for repeat buyers, and even lock down its included fraud detection to help protect yourself from crooks.

We will help you pair it with the right credit card processor (one that specializes in your industry) and offer you processing recommendations that will give you very low credit card processing rates. That’s on top of processing online payments securely for the long haul!

Get in touch with us here for a no-obligation talk about your business’ high-risk payment needs.

Find out if the Authorize.Net/WooCommerce combination is right for you

Let’s dig into if Authorize.Net can work for you. Below is a short list of business types AuthNet works with when the back end processing is set up by a high-risk expert, like the dedicated agents at Tasker Payment Gateways LLC:

If you’re curious whether Authorize.Net is right for you, read our dedicated high-risk payments and Authorize.Net page for more information.

High-risk friendly payments for WooCommerce with NMI

Network Merchant Inc (NMI) is another of our regularly recommended payment gateways for high-risk businesses. NMI is one of the most used payment gateways in the high-risk industry. It offers a unique, patented solution you won’t get elsewhere: ATRI multi-merchant account management.

Much like Authorize.Net, you can very easily integrate NMI with WooCommerce using a stable, tested,  CodeCanyon plugin. The plugin only costs $50, and you’ll be able to manage multiple merchant accounts and accept payments quickly and securely.

What is ATRI?

ATRI gives site owners the ability to manage multiple merchant accounts from a single payment gateway. This is one of the biggest draws of NMI.

Multi merchant account balancing allows high-risk e-commerce site owners who sell products that vary greatly in risk, and processing costs, to much more effectively manage their processing and fees.

NMI offers so many great features that there are too many to cover here. You can see our NMI feature overview resource here for more in-depth information and video explanations.

Is the NMI/WooCommerce combo right for your site?

Here are a few high-risk online business types that can benefit from NMI:

Visit our NMI info page to learn more about NMI and how it works for high-risk businesses.

Please, don’t hesitate to get in touch with us if you have questions about NMI. Or if you’d like some help setting up your business with the NMI payment gateway.

What makes WooCommerce uniquely high-risk friendly

One element of WooCommerce that sets it apart from a huge number of e-commerce solutions is that they’re open to just about any legal business. This makes them uniquely high-risk friendly and among the clear favorites for high-risk site owners.

High-risk friendly, open source software

The WooCommerce software is open source and released under GPL license. Essentially, this means you can usually sell your products without encountering any violation of terms issues. That said, while the software doesn’t add many restrictions, you still need to set your site up correctly.

For example, you still need a high-risk merchant account, and a high-risk friendly payment gateway in order to accept credit cards. Not to mention that you’ll need to comply with shipping rules and other commerce regulations. Don’t worry though, we can help you with the payment gateway set-up and provide vetted merchant account recommendations. All you need to do is contact us to get started.

E-commerce made possible through WordPress

WordPress is the most widely used Content Management System (CMS) out there. It powers about 30% of all websites, which is staggering!

WordPress is also an open source solution, which means it isn’t restricted in a similar fashion to other site builders. When you combine this with WooCommerce you will have a uniquely high-risk friendly e-commerce combination to take full advantage of.

If you need help setting up your online store with WordPress and WooCommerce for your high-risk product please contact us here. We’re always happy to offer some free, friendly advice.

High-risk business types that love WooCommerce

There’s a wide range of high-risk businesses that find WooCommerce to be the best solution to their online credit card payment problems.

Before we go over a few examples in detail, here are a few types of websites that often love working with WooCommerce:

  • Vape and e-juice businesses
  • Smoking accessory online stores
  • Cigar membership and e-commerce site
  • Tactical product online shops
  • FFL dealers
  • CBD e-commerce businesses

FFL online sales with WooCommerce

FFL site owners find WooCommerce to be a particularly great solution. Not only does WooCommerce offer FFL-friendly payment gateway compatibility – you even have a choice between three of the best gateway alternatives for FFLs: ePN, NMI, and Authorize.Net.

In short, WooCommerce makes it much easier to take credit cards as an online FFL merchant.

Online smoking accessories, pipe, and glassware sales with WooCommerce

If you sell various smoking accessories that stretch into different high-risk categories, where some products are high-risk and others aren’t, then WooCommerce is a great solution.

This is because you can connect WooCommerce with NMI, which allows you to access and manage multiple merchant accounts for your different types of product sales. NMI also allows a huge host of high-risk merchant account integrations – this makes recommending processing easy for us, and affordable for you.

Mijireh Checkout payment gateways

Mijireh Checkout, in conjunction with a compatible payment gateway like NMI or Authorize.Net, is a service that can bridge the gap between a safe customer buying experience and a seamless one.

For merchants who have neither the time nor the knowledge to set up an in-house PCI-compliant merchant environment, which could include a complex combination of firewalls, encryptions, monitored network access, testing, and reporting, Mijireh provides the peace of mind that can come with a third-party handling all your credit card data.

Friendly A+ rated WooCommerce high-risk payment gateway support

Since 2002 we have been helping high-risk merchants sell online and we have hundreds of merchants using WooCommerce. WooCommerce is extremely easy to install and use, but even so, many new e-commerce merchants may want a little extra help setting up the payment gateway piece for the first time.

Often, high-risk merchants get frustrated trying to sort out “prohibited category” friendly payment gateways and credit card processing options or mitigating chargebacks when their business lends itself to fraud.

You worry about your customers, and we will handle the payment gateway! We gladly work with all business types including traditional e-commerce merchants, electronic cigarette online stores, premium cigar sites, online FFL dealers, pipe and glassware merchants, and much much more. We are BBB accredited, and A+ rated and welcome any questions, big or small.