Payment processing information for high-risk sites
Tasker Payment Gateways LLC provides the following to vape, cigar, CBD, smoking accessory, FFL, tactical, & other online businesses offering regulated products or services:
- One on one, A+ rated and BBB accredited high-risk e-commerce guidance at no cost to you. (Read more about what we do and how it works here)
- The best, easily integrated, high-risk payment gateway alternatives to Stripe, Wix Payments, WooCommerce Payments, Square, PayPal, Shopify Payments, and Squarespace’s standard gateways
- Credit card processing recommendations for most commonly “prohibited products and services” like vape, CBD and hemp oil, FFL to FFL sales, cigars, tactical items, and smoking accessories like pipes and glassware.
We have been helping websites sell online since 2002; If your product or service is legal, we can almost certainly help you sell online
With Tasker Payment Gateways LLC, your high-risk online business will get real-world e-commerce recommendations based on our years of experience. You will have the ability to benefit directly from our vast network of payment gateways, merchant account providers, software solutions, industry contacts, and vetted partners.
If you are struggling to find suitable solutions for your online business because your product line is considered “high-risk” or is on a vendor’s commonly prohibited category list, contact us for suggestions – or even a little free advice.
Complete this short form, and we’ll get to work ASAP
Common high-risk e-commerce questions:
My product is considered high-risk. Can you help me accept credit cards?
Yes. Since 2002, we have worked to help merchants like you find high-risk payment solutions. As a BBB accredited A+ rated business, we focus on payment gateways, online software, merchant account recommendations, affiliate payout systems, and chargeback mitigation.
We know all the major players in the high-risk e-commerce credit card processing industry. We can make reliable recommendations, even if you have been told your goods or services fall into a “prohibited category.”
Just fill out the contact form above with a description of your product and the challenges you have had in the past. As long as your business is legal and ethical, a trusted, independent agent will get right back to you with a high-risk friendly payment gateway solution and merchant account recommendation.
We try to understand your business thoroughly and often take a lot of one on one time to dig in and help.
I just built a website but the payment processor declined me, what do I do?
This is a common problem. Often, site owners use an all in one site builder and shopping cart, like Shopify, Wix, or Squarespace to sell their regulated product. Many business owners do not realize until they have already committed a lot of time and money to their site, that the “out of the box” payment gateway their cart recommends will not allow them to accept credit cards.
We have tested, easy to implement alternative payment gateway solutions that work with Wix, Shopify, Squarespace, and BigCommerce, along with options for open source carts like WooCommerce, or Magento, among many others. If you have already set up your site, only to later find out they will not allow you to accept credit cards, let us help.
All you need to do is click here, fill out a short form explaining which cart you use and what products you sell. We will then assign you to an independent new account specialist who can go over all the lesser-known ways to integrate a high-risk payment gateway, that works for you, into your website.
What is a payment gateway?
A payment gateway is a software as a service (SaaS) that allows you to transmit and store sensitive credit card and personal cardholder data information in a secure environment. A payment gateway integrates with your online shopping cart or software system and sends the transaction to your merchant account or credit card processor.
A payment gateway works like the little black credit card terminal at your favorite sandwich shop, albeit with more features. Similar to how a terminal transmits credit card information when the clerk swipes a credit card (or dips it in the case of EMV), a payment gateway sends your customer’s data from your website to the credit card processing networks. Authorize.net, ePN, or NMI are examples of popular payment gateways.
What is a pay portal?
Well, it depends on who you ask. Technically, a pay portal is “how someone electronically accesses a merchant’s or business owner’s payment systems.” So, for almost all e-commerce merchants, the “pay portal” is their e-commerce site itself. Other times, a pay portal is considered the specific system where a client enters their payment info. For example, if you own a high-risk website that sells tactical items, your website’s shopping cart is the main piece of the “pay portal”; if you sell vape goods through a tablet at a kiosk, the tablet app you use is the “pay portal.” But, most folks do not use either of these definitions.
When you hear someone refer to a “pay portal,” 9 times out of 10, they mean payment gateway and are merely using the wrong term. Confused? We don’t blame you. Contact us anytime – we are always happy to help.
What is a merchant account then?
A merchant account is your business relationship that underwrites your account and deposits the funds into your business bank account.
We realize that accepting payments online can get confusing, so we are happy to go over it with you in detail. Please use our contact form near the top of this page, or call us with any questions. Also, if you are a web developer and have a client in need of assistance, please take advantage of our “Just For Web Developers“ program. This is where we offer free advice to web developers on e-commerce carts and software, payment gateways, chargeback mitigation, affiliate payout options, and high-risk merchant account suggestions.
Do I need both a merchant account and a gateway?
Generally, to process cards online, you need payment gateway software such as Authorize.Net, ePN, or NMI, and a merchant account. This is the part that processes the credit cards and deposits the funds into your bank account.
You can often go to the same original point of contact for your credit card processing and your gateway. If you are a high-risk merchant and not particularly tech-savvy, getting your payment gateway through one vendor and your merchant account through a source that has no relationship with your gateway or reseller can create “he said she said” issues. Additionally, if you use the wrong partners, it can sometimes add to your fees. It’s your choice, though, and we are happy to discuss all your options.
I need a gateway-only account, can you help?
Absolutely. This is one of our core services. Sometimes you may have an existing merchant account and merely need a “gateway-only” account. We often provide gateway-only accounts, especially for high-risk website owners looking to use the NMI gateway. If you need a gateway-only account, we are happy to help.
Why Tasker Payment Gateways LLC?
When it comes to selecting the right high-risk friendly e-commerce solution or payment gateway, you want to work with someone who will take the time and explain things – someone who is actually trying to help you, rather than just making a sale.
We take a patient, instructive approach to new clients, potential customers, and new “not ready yet” online businesses. You can read more about what makes us different on our about us page.
We are happy to help even if you’re just checking things out, don’t know where to start, or are with someone else and not quite ready to switch. We often earn our customers’ business months or years after we first speak. Please check out our A+ rated Better Business Bureau Accreditation, and read some of our reviews.
How do you make money when helping high-risk businesses?
In almost every case, Tasker Payment Gateways LLC is compensated by the service providers, not by you. This means we can often provide a high-level, custom e-commerce consultation at no additional cost to you or your business. Our relationships and experience will usually save you money.
The way we are paid is not too different from the way an independent insurance agent works, for example. They take the time to find the best fit for you based on their experience and resources and are compensated by the service providers. In turn, we take the time to learn about your online business and your needs, then provide a fast and high-risk friendly e-commerce solution based on our experience and network of e-commerce solutions.
Which shopping carts work with high-risk payment processors?
The payment gateways and merchant account recommendations that our trusted, independent agents provide work with nearly all major site builders and shopping carts, including:
If you need high-risk payment suggestions for your custom cart or another site builder – just ask us a detailed question, and we’ll give you some free friendly advice.
For some high-risk sites, a buy-now button is all they need
Depending on what kind of transactions you’re looking to process through your website, a shopping cart may or may not be necessary. For people selling one item, taking donations, or selling tickets, using a “buy now” button will do what you need and save you the time, money, and effort that would usually go into configuring and maintaining a shopping cart solution.
On the other hand, for a more sophisticated online retail experience where you’ll have several items with varying price points, a shopping cart is probably a good choice. We can help you decide.
Overwhelmed? Don’t know where to start? Let us help
Contact us. Don’t worry if you’re “new.” Don’t worry about knowing all the jargon. We’re happy to take your questions, so give us a call or use our contact form. We can help you make the right decision for your business, translate the e-commerce gobbledygook, and assist you with simple “next steps.”
Feel free to be descriptive on our contact page; it will not cut you off at 280 characters! Let us know what your challenges are and how we can help. We will take the time, one on one, to do everything we can help you get up, running, and selling your high-risk products or services online. We promise.