High-risk online payment processing help
Tasker Payment Gateways LLC helps website owners process credit card payments for restricted and commonly prohibited products using their existing shopping cart and website builder.
We offer free advice and payment gateway assistance to legal US businesses that need the ability to accept credit cards online. Our dedicated independent agents focus on regulated products, including loose tobacco, cigars, CBD, hemp seeds, glass smoking pipes, bongs, nutritional supplements, vape, FFL transfers, knives, and tactical products.
Established in 2002, with numerous 5-star reviews, an A+ rating, and BBB accreditation, our dedicated independent high-risk payment processing experts’ experience will make it easier for you to set up and integrate payment processing using a high-risk Authorize.Net or NMI account.
Our tested integration tips and little-known insights help e-commerce business owners accept credit cards even when they have been shut down or declined elsewhere.
We provide high-risk payment processing recommendations for Shopify, WooCommerce, Squarespace, GoDaddy, Wix, and dozens of other shopping carts, CRMs, and website builders.
We offer website owners and their developers the following services:
- One-on-one, A+ rated, and BBB accredited high-risk payment processing advice – at no direct cost to you.
- The best, most easily integrated, high-risk payment gateway alternatives to Stripe, PayPal, Square, and Shopify Payments.
- High-risk payment gateways that work with not only Shopify, WooCommerce, BigCommerce, and PrestaShop, but also Wix, Weebly, GoDaddy, and Squarespace – including high-risk Authorize.Net accounts and NMI payment gateways.
- Credit card processing recommendations for most commonly “prohibited products and services” including vaporizers, CBD, Farm Act compliant hemp seeds, FFL to FFL sales, cigars, knives, tactical items, alcohol, nutritional supplements, and smoking accessories like glass pipes, bongs, and grinders.
Tasker Payment Gateways LLC – experience and expertise
Since 2002, we have helped high-risk websites and regulated businesses accept credit cards online. If you need a high-risk payment gateway for your e-commerce website and have been turned down by Stripe, PayPal, or Square because you sell a regulated, restricted, or high-risk product, then we can help.
Please read our about us page to learn who we are and what we do.
With Tasker Payment Gateways LLC, your high-risk online business will get real-world e-commerce recommendations based on our decades of experience.
Your e-commerce website will benefit directly from our vast network of payment gateways, high-risk merchant account providers, software solutions, industry contacts, trusted independent agents, and vetted payment processing partners.
Common high-risk e-commerce questions:
My product is high-risk. Can I still accept credit cards?
Yes. But you need to work with the right high-risk resource and get specific advice based on your products and website software.
We can help.
Since 2002, Tasker Payment Gateways LLC has worked to help online merchants find high-risk payment solutions. We are a BBB accredited, A+ rated business that focuses on high-risk payment gateways, credit card processing software, merchant account recommendations, affiliate payout systems, and chargeback mitigation.
We know all the major players in the high-risk e-commerce credit card processing industry. So we can make reliable recommendations, even if you have been told your goods or services fall into a “prohibited category.”
Just fill out our contact form and describe your product and the challenges you have had in the past. Then, as long as your business is legal and ethical, a trusted, independent agent will get right back to you with a high-risk friendly payment gateway solution and merchant account recommendation.
My payment processor shut me down. How can I accept credit cards again?
To accept credit cards again, you need to set up a high-risk payment gateway and merchant account that is underwritten for your exact product type.
Payment gateway shutdowns are a common problem. Often, site owners use an all-in-one site builder and shopping cart, like Shopify, Wix, or Squarespace, to sell their regulated products. Unfortunately, many business owners do not realize until they have already committed a lot of time and money to their site that the “out of the box” payment gateway their cart recommends will not allow them to accept credit cards.
We have easy-to-implement, alternative payment processing that works with Wix, Shopify, Squarespace, Weebly, GoDaddy, and BigCommerce, along with tested solutions for open source shopping carts like WooCommerce, PrestaShop, or Magento, among many others. So if you have already set up your site, only to find out later your shopping cart’s payment gateway will not allow you to accept credit cards, let us help.
Please fill out our short form and explain which shopping cart you use and what products you sell. We will then recommend an independent, new account specialist to go over all the details.
We will teach you the best way to easily add a high-risk payment gateway and merchant account to your website.
My website’s shopping cart does not offer any high-risk payment gateways. What do I do?
If your shopping cart does not offer a high-risk payment gateway, you can contact us for a tested 3rd party integration. There is a high-risk payment gateway option for nearly every major shopping cart – whether or not your website software promotes it.
Some online shopping carts like WooCommerce, Magento, and BigCommerce have straightforward integrations that our trusted partners use to set up high-risk payments.
Other shopping carts like Wix, Weebly, Squarespace, and even GoDaddy Site Builder also have options, but they require a bit more expertise and experience from your payment processor.
Lastly, some shopping carts are in between. Shopify, for example, allows us to integrate a properly set up high-risk-friendly payment gateway, but they do not promote that option well. In addition, Shopify merchants often get misleading information about Shopify’s prohibited activities compared to those of Shopify Payments.
If you need help accepting credit cards using your existing shopping cart, please reach out any time for free friendly advice. Additionally, please check out our High-Risk Payment Processing Resource Guide. Our guide has articles on how to set up a high-risk payment gateway for every major website builder and shopping cart.
What is a payment gateway?
A payment gateway is a software as a service (SaaS) that allows you to transmit and store sensitive credit card and personal cardholder data information in a secure environment. A payment gateway integrates with your online shopping cart or software system and sends the transaction to your merchant account or credit card processor.
A payment gateway works like the little black credit card terminal at your favorite sandwich shop, albeit with more features. Similar to how a terminal transmits credit card information when the clerk swipes a credit card (or dips it in the case of EMV), a payment gateway sends your customer’s data from your website to the credit card processing networks. Authorize.net, ePN, or NMI are examples of popular payment gateways.
What is a pay portal?
Well, it depends on who you ask. Technically, a pay portal is “how someone electronically accesses a merchant’s or business owner’s payment systems.” So, for almost all e-commerce merchants, the “pay portal” is their e-commerce site itself. Other times, a pay portal is considered the specific system where a client enters their payment info. For example, if you own a high-risk website that sells tactical items, your website’s shopping cart is the main piece of the “pay portal”; if you sell vape goods through a tablet at a kiosk, the tablet app you use is the “pay portal.” But, most folks do not use either of these definitions.
When you hear someone refer to a pay portal, they usually mean a payment gateway. Confused? We don’t blame you. Contact us anytime – we are always happy to help.
What is a merchant account?
A merchant account is your business relationship that underwrites your account and deposits the funds into your business bank account.
We realize that for some, accepting payments online can get very confusing. We are happy to discuss it with you in detail. Please use our contact form or call us with any questions.
What is a high-risk merchant account?
A high-risk merchant account is a credit card processing arrangement that uses a payment gateway, like Authorize.Net or NMI, to facilitate the acceptance of credit cards for any number of products, services, or marketing methods that most common credit card processors prohibit.
Some examples of products considered high-risk are CBD, pipes, glass, bongs, premium cigars, tactical, or FFL to FFL transfers. Additionally, non-regulated transaction types can fall into the high-risk category due to other factors such as high-dollar amounts, poor credit, automated recurring billing, or previous processing irregularities.
Generally, products and services are deemed high-risk due to the processor’s risk of losses. Merchant account providers carry a shared liability for refunds and chargebacks generated by the businesses they work with. Additionally, merchant account providers have a risk exposure in terms of fines and legal fees associated with many high-risk product types’ regulatory complexities.
Do I need both a merchant account and a gateway?
Generally, yes. To process cards online, you need payment gateway software such as Authorize.Net, ePN, or NMI – and a merchant account. This is the part that processes the credit cards and deposits the funds into your bank account.
You can often go to the same original point of contact for your credit card processing and gateway. Because, if you are a high-risk merchant and not particularly tech-savvy, getting your payment gateway through one vendor and your merchant account through a source that has no relationship with your gateway or reseller can create “he said she said” issues. Additionally, if you use the wrong partners, it can sometimes add to your fees. It’s your choice, though, and we are happy to discuss all your options.
I already have a merchant account. Can I set up a payment gateway to go with it?
Absolutely. Gateway-only accounts are one of most payment gateway providers’ core services. Sometimes you may have an existing merchant account and merely need a “gateway-only” account. We often provide gateway-only accounts, especially for high-risk website owners looking to use the NMI gateway. If you need a gateway-only account, we are happy to help.
Which shopping carts work with high-risk payment processors?
There are dozens of online shopping carts that can integrate either directly or indirectly with high-risk payment processing. The high-risk payment gateways and merchant account recommendations that our trusted, independent agents provide can integrate with nearly all major site builders and shopping carts, including:
- Foxy.io / Foxy cart
If you need high-risk payment suggestions for your custom cart or another site builder – ask us a detailed question, and we’ll give you some free friendly advice.
If you are a web developer and have a client in need of assistance, please take advantage of our “Just For Web Developers“ program. This is where we offer free advice to web developers on e-commerce carts and software, payment gateways, chargeback mitigation, affiliate payout options, and high-risk merchant account suggestions.
Why Tasker Payment Gateways LLC?
When selecting the right high-risk-friendly e-commerce solution or payment gateway, you want to work with someone who will take the time and explain things – someone who wants to help you rather than just making a sale.
We take a patient, instructive approach to new clients, potential customers, and new “not ready yet” online businesses. You can read more about what makes us different on our about us page.
We are happy to help even if you’re just checking things out, don’t know where to start, or are with someone else and not quite ready to switch. We often earn our customers’ business months or years after we first speak. Please check out our A+ rated Better Business Bureau Accreditation and read some of our reviews.
Why doesn’t Tasker Payment Gateways LLC charge for its service?
In almost every case, Tasker Payment Gateways LLC is compensated by the service providers, not by you. This means we can often provide a high-level, custom e-commerce consultation at no cost to you or your business. In addition, our relationships and experience will usually save you money.
The way we are paid for providing high-risk payment processing advice is not too different from how an independent insurance agent works. Like us, they take the time to find the best fit for their clients based on their experience and resources. And, like us, they are compensated by the service providers – not their customers.
We take the time to learn about your online business and your needs, then provide a fast and high-risk friendly e-commerce solution based on our experience and network of high-risk payment processing experts.
Read more about Tasker Payment Gateways LLC on our About Us page.
Tasker Payment Gateways LLC focuses on high-risk payment processing
Tasker Payment Gateways’ primary focus is to help website owners and their developers with easily integrated high-risk payment gateways and merchant account recommendations for the following industries: premium cigars, CBD, pipes, glass, bongs, vape, alcohol, tactical products, and FFL to FFL transfers.
High-risk payment processing 101: free guides and assistance
Please check out the following guides for more information on accepting credit cards online for your regulated product, or contact us to get started taking credit cards online today.
High-risk payment processing guides for common regulated products:
- Alcohol online 101: a guide to payment gateways and website requirements for beer, wine, and spirits
- CBD and hemp: detailed payment gateway and merchant account information
- Premium cigars and loose tobacco: a guide to online payment gateways for tobacco
- Pipes, bongs, and glassware: a headshop payments guide to accepting credit cards online
- Vape and e-liquids: what to know before you accept credit cards online and how to set up vape payments
- FFL e-commerce 101: A professional’s guide to FFL payment gateways, merchant accounts, and FFL website requirements
- Tactical, prepper, and survival payment processing: how to set up tactical-friendly e-commerce credit card processing
If you do not see your product listed above, no problem, reach out to us for some free friendly advice – we are always happy to help.
Important info-guides on high-risk payment gateways:
- Authorize.Net for high-risk: how to set up a high-risk Authorize.Net merchant account correctly, so your payment gateway is not shut down
- NMI payment gateway: NMI’s features are ideal for high-risk: a guide to high-risk credit card processing using NMI
If you run a business in any of the above industries, then depending on your website, a properly configured, high-risk NMI payment gateway or high-risk Authorize.Net payment gateway will help you accept credit card payments online.
Deciding on the best payment gateway depends on many variables. Additionally, high-risk payment gateways are only part of the puzzle – you need a high-risk merchant account that allows your exact products to make it all work.
Our trusted, independent agents will be able to easily help set you up with the payment gateway and high-risk merchant account combination you need.
Without the correct merchant account, website owners risk losing the ability to accept credit cards – even if their payment gateway is high-risk-friendly. Check out our high-risk Authorize.Net page to learn more.
If you need high-risk payment help or a merchant account recommendation, but we didn’t highlight your industry above, don’t worry. Instead, reach out to us any time, and we will take the time to help your high-risk website accept credit cards online.
Overwhelmed? Don’t know where to start? Let us help
We can help you make the right decision for your business, translate the e-commerce gobbledygook, and assist you with simple “next steps.”
Please provide as many details as possible when reaching out to us with questions or for advice. Let us know what your challenges are and how we can help.
Our trusted, dedicated agents will take the time, one-on-one, to do everything we can to help you get up, running, and selling your high-risk products or services online.
The information and materials on this page/site are provided for general informational purposes only and are not intended to be legal advice. The law changes frequently and varies from jurisdiction to jurisdiction. Being general in nature, the information and materials provided may not apply to any specific factual and/or legal set of circumstances. You should sit with a qualified attorney before selling or marketing any regulated items.