Commonly prohibited or “high-risk” e-commerce industries

If you are in an industry highlighted on this page, you likely have struggled with even the most basic components of an e-commerce website – the ability to obtain a payment gateway and merchant account, accept payments, and market your products or service.

Online merchants who offer the products and services below often have a tough time getting straight answers about their e-commerce payment gateway options, fraud prevention, affiliate payout or payment processing needs. We have decades of experience in the high-risk business and have a firm grasp of which software providers, payment gateways, affiliate payout vendors, and, through our many vetted industry contacts, which merchant accounts and credit card processors are the best fit for you.

Give us details on your business via our contact us form and let us provide some one-on-one information at no obligation. We are not attorneys and do not offer legal guidance, but we can help you accept credit cards for your lawful, high-risk business and provide friendly advice on a host of high-risk e-commerce topics.

We provide advice to high-risk & commonly prohibited e-commerce products like:

Acai berry supplements: trial, continuity and straight sale

African mango supplements: trial, continuity and straight-sale

Affiliate, IBO, downline, MLM payouts

Auto-ship products, subscription programs, clubs

Auto bill programs: alarm companies, pest control, fitness clubs, online training programs

Automobile parts and accessories, new or used, online scrap yard, tires, and rims

Alcohol, online wine beer or liquor sales – beer, spirits or wine of the month clubs

Adult websites: trial, continuity and straight sale

Bitcoin, digital currency, cryptocurrency purchases (volume requirements and restrictions may apply)

Botanicals – legal, non-mood altering plant-based supplements, tinctures, oils, lotions, and powders

CBD oil (only for established businesses with at least 3 months of recent processing history)

Canadian businesses – high-risk e-commerce sites

Caralluma supplements: trial, continuity and straight sale

Cigars, online cigar clubs

Credit monitoring subscription programs: trial, continuity and straight-sale

Credit repair, credit coaching

Coaching: personal, business, internet marketing

Collection Agencies (Must be reputable)

Dating sites (online dating, membership sites, coaching, or clubs)

Debt consolidation programs, student loan consolidation programs

Detox and cleanse products: trial, continuity and straight sale

Document preparation and application assistance for immigration Visa’s, student loans, etc.

Electronic cigarettes / even e-cigarettes with nicotine 

Fantasy sports leagues with or without payouts

File sharing sites. Must be legal; volume requirements and restrictions may apply

FFL gun sales, online, drop shipped firearms, ammunition

Forskolin supplements: trial, continuity and straight-sale

Fortune telling, psychic readings, clairvoyance, astrology

Garcinia cambogia: straight sale, recurring, or trial

Glassware, pipes, smoking accessories, paraphernalia

Gentlemen’s clubs

Green coffee weight loss supplements: straight sale, recurring, or trial

Health clubs, automated recurring billing by ACH and credit card

Herbal mood enhancers. Must be legal; volume requirements and restrictions may apply

Hemp oil (0.03% or less) with restrictions

Homeopathic products

Hoodia supplements: trial, continuity and straight sale

Internet marketing lead generation, traffic programs

Knives, swords – legal online sales to appropriate jurisdictions

Magazine Subscriptions, promotional marketing

Make money from home programs /biz-ops / business opportunity products: straight sale, recurring, or trial

Male enhancement supplements: straight sale, recurring, or trial

MLM / multi-level marketing companies

MMJ support and supply merchants. MMJ packaging, stash boxes, grinders

Muscle enhancement testosterone support supplements: straight sale, recurring, or trial

Negative option offers, discounted trial, free trial (with some restrictions)

No2 nitric oxide supplements: straight sale, recurring, or trial

Nootropics, brain supplements. Supplements must be legal; volume requirements and restrictions may apply: straight sale, recurring, or trial

Nutra / Nutraceuticals and dietary supplements, vitamins DR / Direct response merchants

Online tobacco sales, cigar of the month clubs

Pawn shops, online pawn e-commerce pawn and second-hand sites

Pepper spray, legal online sales of pepper spray, capsaicin sprays etc

Personal or business coaching seminars, online training, recurring billing

Prepaid phone cards, international calling cards, family to inmate calling programs

Prepaid debit card affiliate payout programs

Pseudo pharmaceuticals: If legal and claims are appropriate- for example, a weightlifting supplement with a GMP certificate or similar.

Raspberry ketone supplements: trial, continuity and straight sale

Self-help courses, online courses, motivational seminars, or MLM event ticket sales: straight sale, recurring, or trial

SEO consulting, recurring billing, web and software design, web marketing

Sex toys and adult products

Skin care creams and serums: trials, straight sales, and continuity

Software, SaaS: trials, straight sales, and continuity

Surveillance, electronics, PI and “spy” gear

Tactical and survival websites

Tax negotiating and property-tax assessment dispute services

Teeth Whitening: trial, continuity or straight sale

Tobacco, loose tobacco or cigars sold online

Trial offers- for software and some physical products (challenging to place and often require a substantial history)

Travel packages, tours, agencies

Vape accessories, e-juice, mods, pens electronic cigarettes, nicotine products, vitamin vaporizers

Weapons both non-lethal and FFL

Web hosting, annual payments, monthly recurring

Weight loss products and supplements: straight sale, recurring, or trial

Workout Supplements, including SARMs, peptides type. Supplements must be legal where sold: Trial, recurring OK.

Contact us anytime for specific advice on your business

Contact us anytime, even with general questions; we are always happy to help a fellow e-commerce warrior regardless of whether or not they are a current client or prospect. The list above is in not necessarily in any particular order because many of these industries can go by many different names. Also, this list is neither comprehensive nor exact. This list may not remain perfectly accurate and may change at any time without notice; it is intended as general information only. The regulatory status of the items above may change at any time. You should consult a qualified attorney before pursuing any endeavor, especially an endeavor that markets highly regulated products.