Commonly prohibited or “high-risk” e-commerce industries

If you are in an industry highlighted on this page, you likely have struggled with even the most basic components of an e-commerce website – the ability to obtain a payment gateway and merchant account, accept payments, and market your products or service.

Sites that sell the products and services below often have a tough time getting straight answers

We offer clear, easy to implement solutions and one on one support for as long as you are a client and help you decide the best high-risk payment solution for your website. We will help you generate the gateway credentials required and assist you in integrating your payment gateway into the e-commerce platform of your choice. For example, setting up and plugging in an NMI gateway into your BigCommerce store. We will assign you a real human as a dedicated contact, help you with any paperwork or information the processors may require and continue to assist you long after approval and set up.

We have decades of experience in the high-risk business and have a firm grasp of which software providers, payment gateways, affiliate payout vendors, and, through our many vetted industry contacts, which merchant accounts and credit card processors are the best fit for you.

Give us details on your business via our contact us form and let us provide some one-on-one information at no obligation. We are not attorneys and do not offer legal guidance, but we can help you accept credit cards for your lawful, high-risk business and provide friendly advice on a host of high-risk e-commerce topics.

We provide advice to high-risk & commonly prohibited e-commerce products like:

Affiliate, IBO, downline, MLM payouts

Auto-ship products, subscription programs, clubs

Auto bill programs: alarm companies, pest control, fitness clubs, online training programs

Automobile parts and accessories, new or used, online scrap yard, tires, and rims

Alcohol, online wine beer or liquor sales – beer, spirits or wine of the month clubs

Adult websites: continuity and straight sale

Adult toys and dolls

Botanicals – legal, non-mood altering plant-based supplements, tinctures, oils, lotions, and powders

CBD oil, CBD products

Canadian businesses – high-risk e-commerce sites, CBD, etc

Cigars, online cigar clubs

Credit monitoring subscription programs: continuity, and straight-sale

Credit repair, credit coaching

Coaching: personal, business, internet marketing

Collection agencies, large agency or at home

Dating sites (online dating, membership sites, coaching, or clubs)

Debt consolidation programs, student loan consolidation programs

Detox and cleanse products: continuity and straight sale

Document preparation and application assistance for immigration Visa’s, student loans, etc.

Electronic cigarettes / even e-cigarettes with nicotine 

Fantasy sports leagues with cash payouts (limited options, must be established and well funded)

FFL gun sales, online, drop shipped firearms, ammunition

Fortune telling, psychic readings, clairvoyance, astrology

Free trial offers: startups preferred- must be legal, and ethical. Supplements, skincare, software.

Garcinia cambogia: straight sale, or recurring

Glassware, pipes, smoking accessories, paraphernalia

Gentlemen’s clubs, lady’s clubs

Coffee-based supplements: straight sale or recurring

Health clubs, automated recurring billing by ACH and credit card

Hemp oil (0.03% or less)

Homeopathic products

Hoodia supplements: continuity and straight sale

Internet marketing lead generation, traffic programs

Knives, swords – legal online sales to appropriate jurisdictions

Magazine Subscriptions, promotional marketing

Make money from home programs /biz-ops / business opportunity products: straight sale, recurring, or trial

Male enhancement supplements: straight sale, recurring, or trial

MLM / multi-level marketing companies

MMJ support and supply merchants. MMJ packaging, stash boxes, grinders

Muscle enhancement testosterone support supplements: straight sale or recurring – no “research chemicals” or prescription drugs

No2 nitric oxide supplements: straight sale or recurring

Nootropics, brain supplements. Supplements must be legal; volume requirements and restrictions may apply: straight sale or recurring

Nutra / Nutraceuticals and dietary supplements, vitamins DR / direct response merchants

Online loose tobacco and cigar sales, cigar of the month clubs

Pawn shops, online pawn e-commerce pawn and second-hand sites

Pepper spray, legal online sales of pepper spray, capsaicin sprays, etc

Personal or business coaching seminars, online training, recurring billing

Prepaid phone cards, international calling cards, family to inmate calling programs

Prepaid debit card affiliate payout programs

Pseudo pharmaceuticals: If legal and claims are appropriate- for example, a weightlifting supplement manufactured with a GMP certificate or similar.

Self-help courses, online courses, motivational seminars, or MLM event ticket sales: straight sale, recurring, or trial

SEO consulting, recurring billing, web and software design, web marketing

Sex toys and adult dolls

Skin care creams and serums: trials, straight sales, and continuity

Software, SaaS: trials, straight sales, and continuity

Surveillance, electronics, PI and “spy” gear

Tactical and survival websites

Trial offers: startups preferred- must be legal, and ethical. Supplements, skincare, software.

Tax negotiating and property-tax assessment dispute services

Teeth whitening: continuity or straight sale

Tobacco, loose tobacco or cigars sold online

Trial offers- for software and some physical products (challenging to place and often require a substantial history)

Travel packages, tours, agencies

Vape accessories, e-juice, mods, pens electronic cigarettes, nicotine products, vitamin vaporizers

Weapons both non-lethal and FFL

Web hosting, annual payments, monthly recurring

Weight loss products and supplements: straight sale, or recurring

Workout Supplements, excluding SARMs, peptides. Supplements must be legal where sold and with GMP certificate- recurring OK.

Contact us anytime for specific advice on your business

Contact us anytime, even with general questions; we are always happy to help a fellow e-commerce warrior regardless of whether or not they are a current client or prospect. The list above is in not necessarily in any particular order because many of these industries can go by many different names.

This list may not remain perfectly accurate and may change at any time without notice; it is intended as general information only. The regulatory status of the items above may change at any time. You should consult a qualified attorney before pursuing any endeavor, especially one that markets highly regulated products.

How can we help?