PrestaShop and high-risk payment gateways: a software spotlight

PrestaShop and high-risk payment gateways: a software spotlight PrestaShop has been around for years and is a great choice for startup high-risk e-commerce merchants who need a scalable platform at a minimum cost. We wrote about PrestaShop years ago, but want to update you on some recent changes. When last we mentioned PrestaShop, they had announced a new plugin with NMI, one of our preferred payment gateways for high-risk e-commerce. PrestaShop makes high-risk e-commerce easy As of April 2018, they now have over 53 payment gateway options. In our opinion, the most notable is the addition of Authorize.Net, another of our preferred payment gateways. This and some other features we’ll… Read More

Continue Reading

High-risk payments in 2018

High-risk payments in 2018: confusing, but not impossible If you are like many high-risk merchants, changes in e-commerce and high-risk processing have made the process of making good decisions for your online business more of a challenge lately. These challenges are widespread, but they especially impact website owners selling electronic cigarettes, FFL to FFL sales, cigars, glassware, pipes, or any number of other restricted industries. “High-risk” is a general industry term within the world of credit card processing that basically means your products or services are not supported by all or most major payment gateway and merchant account providers. High-risk merchant accounts for vape, tobacco, and pipes These days the high-risk… Read More

Continue Reading

Canadian high-risk payment gateways for vape, e-juice and glassware

Canadian high-risk payment gateways for vape, e-juice, & glassware We love passing on good news. We are in the business of helping high-risk e-commerce merchants who sell commonly prohibited, yet legal, items like e-juice, vaporizers, pipes, and glassware find stable payment gateway solutions. For years there was one big gap in our ability to recommend payment gateways and the merchant accounts that go with them. That gap? Website owners with Canadian companies who sell products like electronic cigarettes, vaporizers, e-juice, or head-shop type glassware. Before the last month or so our only option was to recommend that Canadian website owners looking to sell high-risk items opened a US company with a US bank account,… Read More

Continue Reading

GoDaddy and high-risk merchants

High-risk e-commerce and GoDaddy Many high-risk merchants – especially startups on a budget, like independently owned e-juice merchants or work from home FFL sites, are attracted to GoDaddy. It has an excellent reputation and is easy to use at a low cost. Making a website from scratch is no easy task, and finding cheap hosting is also getting harder and harder. As a result, GoDaddy can be a great fit, but you will need to know how to set up the payment gateway and back-end credit card processing correctly (don’t worry, we can help). Our experience with GoDaddy We like GoDaddy. We have referred business to them, and have helped… Read More

Continue Reading

Shopify & Bold Commerce: a high-risk software spotlight

Shopify & Bold Commerce: a high-risk software spotlight Shopify is one of the biggest names in e-commerce. We have helped hundreds of Shopify merchants who were turned down by Shopify Payments with high- risk processing and e-commerce solutions over the years. While Shopify is well known, you may not have heard of Bold, a company that builds useful e-commerce plug-ins for Shopify. Many of Bold’s apps can be very helpful to your high-risk e-commerce site. Whether these are a recurring membership program for a cigar or wine of the month club, a seamless upsell for a tactical supply website, or a loyalty program for premium cigar websites looking to accept payments… Read More

Continue Reading

The FDA: a renewed focus on vaping?

The FDA’s renewed focus on vaping: There have been some new developments in the high-risk e-commerce world that are worth paying close attention to if you are in the e-liquid/vape industry. The FDA seems to be renewing its focus on the electronic cigarettes in general and the e-liquid industry specifically. Because we have helped hundreds of e-liquid and vape merchants with credit card processing and payment gateways over the years we keep our ear to the ground for recent developments that are relevant to our clients. This week it has been reported that the FDA is again concerned about vaping, looking especially at research on vaping and High School students. According to… Read More

Continue Reading

QuickBooks Payments & prohibited categories

QuickBooks Payments & prohibited categories We recently helped an online FFL merchant with some basic information on how to accept credit cards through their Wix site, and the topic of QuickBooks processing came up. They were hoping to use QuickBooks to key enter some of their net-30 B2B clients who mail in card numbers on their invoices and do it through Intuit’s standard processing. Luckily, we were able to set them up with an FFL friendly virtual terminal prior to them applying for, and being declined by, QuickBooks Payments.  This topic had come up before, although with a vape site using WooCommerce that also wanted to enter their mail-in wholesale distributor payments directly into QuickBooks. That made us… Read More

Continue Reading

Authorize.Net allowing gun sales online?

The answer is yes, Authorize.Net allows FFLs – if set up correctly Over the last few years, there has been a lot of back and forth as to whether or not Authorize.Net allows legal, FFL to FFL, firearms sales and if so, what particular method or set of steps an online gun dealer must follow. The dust has now long settled and we find that the answer is a clear yes. However, it’s important to keep in mind that if you are selling guns or ammunition using Authorize.Net, you must pair the AuthNet payment gateway with an FFL friendly merchant account as well. If you are new to the business… Read More

Continue Reading

How to sell high-risk products with Wix & Authorize.Net

How to sell high-risk products with Wix & Authorize.Net Website owners in the e-juice, premium cigar, FFL, or other high-risk industries, often spend more time than other merchant types selecting a platform when building their e-commerce store. This is usually due to the credit card processing limitations of many online, hosted site builders. In the last year we have had a number of happy folks mention they are using Wix site builders to promote and design their sites, so we decided to pass on some info that could help a high-risk merchant thinking of choosing Wix. Why are high-risk merchants choosing Wix? Wix is an increasingly popular website platform that’s… Read More

Continue Reading

Declined by Shopify Payments? Here’s why, & what to do

Recently, we spoke to a new online merchant who put months of effort into a new Shopify website only to have their launch delayed due to having their ability to accept credit cards declined. The decline was not technically by Shopify itself, but by Shopify’s out of the box payment processing relationship called Shopify Payments. Oddly, to the merchant at least, the reason for the decline was because they were selling “pseudo pharmaceuticals.” The website owner was not selling anything he thought even remotely resembled a pharmaceutical, pseudo or not, which begs the question, what are pseudo-pharmaceuticals? Well, it depends on who you ask. The definition is up to interpretation, which is what caused so many complications… Read More

Continue Reading