How to sell high-risk products with Wix & Authorize.Net

How to sell high-risk products with Wix & Authorize.Net Website owners in the e-juice, premium cigar, FFL, or other high-risk industries, often spend more time than other merchant types selecting a platform when building their e-commerce store. This is usually due to the credit card processing limitations of many online, hosted site builders. In the last year we have had a number of happy folks mention they are using Wix site builders to promote and design their sites, so we decided to pass on some info that could help a high-risk merchant thinking of choosing Wix. Why are high-risk merchants choosing Wix? Wix is an increasingly popular website platform that’s… Read More

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Get started as an online FFL: accept payments and more

Interested in becoming a web-based FFL dealer? Due to complexities beyond their control, many firearms website owners cannot easily figure out, among other things, basic items like where to get started when trying to find a payment gateway and credit card processing system that works with their industry and shopping cart. If that sounds like you, this article can help. Online FFL e-commerce is considered a prohibited category by many software companies, payment gateways, and merchant account providers due to the higher degree of perceived risk or regulatory hassle entailed. The “out of the box” payment processing used on most website builders is designed for standard e-commerce and does not… Read More

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How to sell vape products online without a $500 fee

How to sell vape products online without a $500 fee “What? $500 upfront just to accept credit cards?” That is something that e-juice and electronic cigarette merchants have been upset about since the requirement, by one credit card brand, that merchants who sell electronic cigarettes or e-juice online register as a tobacco merchant, began almost a year ago today.  Since late 2016, early 2017, electronic cigarette merchants looking to sell online had 2 choices: Use an out of the box solution and hope the processor does not catch you and shut you off. Or Pay $500 annually to register as tobacco online retailer, even if you do not sell any tobacco. There… Read More

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SSL matters for SEO

HTTPS on every page – especially for vape, cigar, and FFL sites Selling electronic cigarettes online? You need to implement https (or “SSL”) on every page. Does your website sell cigars, alcohol or firearms and depend on organic search traffic to get customers? Well then yep, you need your site to show https on EVERY page too. You need an SSL on EVERY page because Google already puts a grey warning next to your URL in Chrome without one, and soon, VERY soon, it will become a red warning “!” – telling not only your potential clients that your site is not safe – but equally importantly – telling Google… Read More

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The Shopify WordPress plugin and high-risk merchants

A powerful e-commerce combo Did you know, one of the most streamlined, feature rich, high-risk compatible, and most popular shopping cart / hosting solutions can now be integrated with one of the most popular website platforms in the world? That’s correct, Shopify and WordPress work together using Shopify’s plugin for WordPress. Customize and shine with WordPress WordPress is enjoyed by millions of website owners for the ease of use it affords to even most novice webmaster. Its simplicity, however, does not bring the high-risk e-commerce restrictions often associated with other user-friendly platforms. On the contrary, it’s applications are virtually limitless through the addition of plugins that expand its capabilities. And one… Read More

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GMP Certificates, supplement companies, and processing

Why do supplement manufacturers sometimes need a GMP certificate? The term has been popping up more and more, so we wanted to take a little time to talk about it. When we help a supplement company with a payment gateway, we do one of two things. Either we provide a gateway only account, which means the merchant already has a merchant account and they just need a payment gateway, or we provide a merchant account recommendation as well and then work to seamlessly connect the merchant account with the client’s payment gateway and shopping cart. Lately, when assisting online merchants who sell nutritional supplements with credit card processing recommendations, we are finding… Read More

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Shopping cart spotlight: Agora Cart

Agora Cart: Affordable and high-risk friendly A shopping cart with the ability to accept high-risk payments in mind When it comes to shopping carts for hard to place merchants like FFL dealers, glassware & pipe merchants, or vape websites, there are a million programs out there, but not all of them hold the merchant’s interests at heart. Agora Cart is an open source cart program for your high-risk e-commerce website that has always focused on – and will always focus on – the end user (you).  With reasonable one-time payments for lifetime usage and multiple options for building your web-store, Agora Cart is a powerful asset to any e-commerce business.… Read More

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Online gateways & merchant accounts for firearms

Lately, our FFL contacts have been upset and frustrated by what they feel has been a lot of misinformation out there in terms of how online firearms sales work, and how they handle background checks. We have also been receiving calls from online firearms dealers who have been shut down by their credit card processors, they feel, unfairly. Luckily we have tons of industry knowledge and a vast array of contacts, therefore, we are able to recommend merchant account solutions and FFL friendly payment gateways that can help reputable, honest FFL’s (who ship to other FFL’s that perform all required background checks), get up and running right away. Why we know FFLs In our day to day,… Read More

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If you don’t have a referral program yet, read this

Referrals are amazing things. I have witnessed the power of referrals first hand with my wife. She is an excellent shopper and is the ultimate deal finder. Routinely she shops on websites for things like gifts, clothing, housewares, etc. When she buys these low-cost items, she naturally needs to share in this triumph with a friend. Her friend will then gush over her purchase, sign up as a member of whatever website and my wife will earn points, cash, or more junk……ahem, I mean precious, valuable things. This is not unusual; it is the norm. Adding an incentive for your customers so they can reward themselves for being your advocate… Read More

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No reserve vape merchant accounts for WooCommerce

We are very pleased with our continuing ability to help vape or e-juice WooCommerce merchants with a vape compatible gateway like NMI or, when appropriate, Authorize.Net for their WooCommerce site (or a high-risk Shopify vape site), and with the ease of which we have been able to recommend “merchant friendly”  electronic cigarette e-commerce merchant accounts with no reserve. In the past, when setting up payment gateways and scouting merchant accounts for WooCommerce vape merchants it was common if not universal that the processors we introduced vape and e-juice e-commerce merchants to, insisted upon a “reserve”. Note: A reserve is when a credit card processor keeps a portion of a merchant’s sales (often 10-15%) “in reserve”… Read More

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