now allows electronic cigarettes?

Authorize.Net no longer prohibits electronic cigarettes, hooka pens or

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Integrating PrestaShop with NMI

PrestaShop and NMI integration NMI is recommending a plugin from Design Haus 42.

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Authorize.Net’s list of prohibited categories

Update as of January 22nd 2014.

Authorize.Net is now allowing online gun / FFL sales and online vaping electronic cigarette sales.

Read our updated FFL/ firearm post here and our updated electronic cigarette post here.

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How to Issue a Customer Refund Within NMI

So, you have your Network Merchants Inc (NMI) payment gateway set up within your shopping cart and the sales just started coming in. Great right?

What if you need to issue a refund (or partial credit)?

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NMI How To: Change Your Bank Account Information & Prevent NSF Fees

Have you recently changed banks and closed your old account? If you have and you use NMI as your gateway you will need to update the account and routing numbers on file at NMI (Network Merchants, Inc.). When the next billing cycle comes around, if NMI tries to draft your fees from your old checking account and is unsuccessful, you will be hit with a $30 NSF (insufficient funds) charge, and you may not be able to process until that is cleared up! Changing your bank account information at NMI (Network Merchants, Inc) is a simple process: just call your reseller, provide them with a voided check or similar and they’ll make the change for you.  Keep in mind this is currently the only way to update your account info (called DDA and ABA). You cannot do it through your NMI log-in, nor can you do it by calling NMI directly. Also, don’t forget to change your bank account information with your credit card processor as well! If you have any questions, we’re happy to help — just give us a call, or send an email. John John Stevenson 812-265-9700
John @ TaskerPaymentGateways .com read more here

Many “preferred” or “recommended” gateway providers are not high risk friendly.

Below is a case study composite.  This is from some very recent experiences showing the importance of reading your terms and conditions before you automatically sign up for your hosting company’s “preferred” gateway, merchant account or site builder.

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Google Checkout is going away

Google has announced they are retiring their Google Checkout product. According to their support page,  Google’s Google Checkout service will end on November 20th, 2013 .

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Authorize.Net and on-line firearms sales

Update: As of January 2014 Authorize.Net is now allowing licensed, on-line gun/ FFL dealerspepper spray sites, and ammunition websites to be set up on the Authorize.Net payment gateway but – you must make sure it is paired with an FFL friendly merchant account on the back end. A payment gateway, paired with a low-risk, FFL averse credit card processor WILL NOT WORK.  For more information click hereor better yet contact us for advice and recommendations.

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So, when exactly are you billed for NMI payment gateway services?

NMI (Network Merchants LLC, DBA Network Merchants, Inc.) is the go-to payment gateway for most of our high-risk accounts. Their knowledgeable customer support team is always happy to help whenever needed. One question that pops up frequently is: When can I expect to be billed for my NMI gateway? Typically most accounts are billed during the first five days of the month — for the preceding month’s fees. This includes the monthly fee, per item fees and any optional services you may have ordered, like iSpy Fraud detection or electronic check processing. Fees are automatically drafted from your checking account on file at NMI. Be sure to keep enough money in that account to avoid any potential overdraft fees —as of the time of this post $25 per overdraft — not including what your bank might charge! Keep in mind, as your volume grows over time, you may see a mid-month billing when your account has accumulated $50 in fees. If more than one monthly billing makes it challenging for accounting purposes, let me know. I can often request that NMI change their billing cycle to only draft your fees once a month. Again, this only applies when you have more than $50 in fees during a calendar month. I’m always happy to help any way I can — please contact me if you have any questions and feel free to ask about our “$0.00 set up fee. $0.00 early termination fee” policy. John Stevenson John is a high risk processing specialist here at Tasker Payment Gateways. If you have any questions about biz ops, Electronic Cigarettes or other high risk accounts, call him at 812-265-9700 or email him at John @ read more here

Magento, Authorize.Net and high-risk

Are you a high-risk merchant whose site sells electronic cigarettes, premium cigars, firearms via FFL to FFL transfer, or wine and spirits? If so, there are many solid payment gateway and merchant account options available for you, and a properly set up Authorize.Net account, with high-risk processing applied for correctly on the back end, may be your best bet.

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P.S. We're happy to help even if you just have a quick question - even if you are "not ready yet" and just want a little free advice. We regularly earn clients' business years after we first speak.

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