NMI – Network Merchants Inc

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NMI stands for Network Merchants Inc. which is a DBA of Network Merchants LLC a leader in online payment data processing. For clients of BigCommerce, WooCommerce, or Shopify among others it has become a premier payment gateway provider – especially for merchants deemed “High Risk” by the industry. NMI has some unique patented features like its multi-merchant account balancing function which allows for more than one merchant account under one login. As a widely compatible, full featured payment gateway. NMI performs well for our high-risk merchants. The payment processing options through NMI include recurring billing, the ability to manage multiple accounts through a single interface (including their proprietary ATRI multi-merchant account balancing system), as well as a PCI compliant customer vault storage infrastructure that allows you maintain accurate records for return customers. These features make NMI the “go to” payment gateway for traditional, high risk, DR/ direct response merchants, catalog merchants, electronic cigarette /e-vapor merchants, telemarketing companies, biz-ops, affiliate based or MLM companies, along with complex multi-site e-commerce merchants. NMI integrates with most popular carts such as BigCommerce, CiviCRM, CubeCart, Ecwid, multiple WordPress solutions, Mijireh, Infusionsoft, LimeLight, Konnektive, Magento, osCommerce, Shopify, WHMCSVolusion, high-risk Weebly merchants, WooCommerce and dozens more. You can view an expansive list of NMI compatible shopping carts and software suites here. Our long established, fully vetted merchant account contacts can also offer our NMI payment gateways along with low-cost merchant accounts. These accounts are available fully integrated with credit card processing through our trusted, partners and can be ready to accept all the key credit card types right out of the box.

NMI’s ATRI or Multi Merchant Account Balancing Feature

The NMI ATRI allows merchants to route sales through multiple accounts, using multiple processors, all through a single gateway login.

NMI permits automated routing based on product name, merchant account, risk category, sale amount, or even based on a percentage of gross sales amounts to assist merchants who need to add a second account because of volume cap limits with their primary processor.

This is an option as some online, high risk, or direct response (DR) merchants have multiple merchant accounts for various campaigns and want to manage them all through one login and route the gateway traffic automatically. The NMI ATRI allows you to do this in an easy, manageable way. High-risk merchants often have the need to process some products or campaigns through higher cost “high risk” accounts, but run other products through the lower cost “low risk” accounts as an important cost-saving measure. When using any multi-merchant account balancing interface, it is important to make sure you do not violate any rules with your processor. It’s always a good idea to check in from time to time and keep your processor up to date with your current business practices. Often we have seen a high-risk processor allow sales under a certain dollar amount through their merchant account, for example, $500, but not allow higher packages. In these cases, many merchants have found a second merchant account, at potentially a higher rate and reserve to run these higher ticket (price) sales. This is done with both processor’s blessings, clear, approved descriptors, and it allows processors only to take products they want and allows merchants to be cost efficient while managing it automatically and seamlessly  using NMI’s automatic transaction routing

Manage multiple web properties in one place

NMI allows you to operate multiple e-commerce sites, products and merchant accounts through one streamlined gateway interface.

If you want to manage multiple websites, through multiple merchant accounts, using NMI as your gateway will allow you to use one username and password to access all your gateway activity and report on all your sales activity from one place all while routing transactions to the correct merchant account.

ACH – Simplified online check acceptance

We offer a simple, streamlined way to add ACH or online check acceptance to your website all through the same interface that you accept credit cards through. You can set up automated recurring ACH payments from your customers to simplify your monthly billings. ACH is often much less expensive that accepting credit cards and may increase your site conversions too. Contact us to learn more!

NMI Customer Vault

NMI’s Customer Vault allows merchants to store their customers’ cardholder data such as credit card number, expiration date, billing address, and multiple shipping addresses in one, secure, PCI compliant environment.

Returning customers can save the hassle of having to reenter their information resulting in happier customers. This naturally results in more repeat business.

Merchants can also charge repeat customer customers through the virtual terminal without the added liability of accessing their sensitive personal date.

NMI Recurring Billing

NMI’s recurring billing feature allows merchants to bill their clients on a regular recurring basis for as long as required. The system and process is totally PCI compliant and always updated with the latest security advances helping protect your business and your customers.

Although we are very proud to be a Network Merchants, Inc reseller, NMI is just one of the many online payment processing options supplied by Tasker Payment Gateways. NMI may be just what your business needs or your business may have some different, unique requirements. We will work with you, one on one to find the perfect solution whether it is NMI, Authorize.Net, ePN, or another online eCommerce solution.


NMI’s Quick Click a simplified checkout system that for some merchants without complex offerings can allow them to avoid using 3rd party carts altogether. QuickClick buttons are added to your site using HTML that is generated by logging into to your NMI account and using the QuickClick HTML generator.

NMI offers three types of “QuickClick” (or Buy now / Donate now) buttons.

Shopping Cart Button: This connects products so customers can add several products to the cart system. Also, supports Recurring Billing.

Fixed Price Button: Does not connect to the ‘Shopping Cart’ system and will only process one item at a time.

Donation/Payment Button: Allows the customer to enter an amount and checkout.

NMI also offers some virtual terminal based product and package management features at no extra cost.

Four Level Support

Dedicated agent support. Every NMI payment gateway provided comes with the comfort that you will have a dedicated agent there to be your contact, liaison, and hand-holder whenever needed.

Direct 800# support. In addition to your reseller agent, you will have access to NMI’s skilled, highly trained, stable team of tech support agents via phone. You do not need to enter an account number to get through only to tell the agent again the same information when they pick up.  There is no complicated phone tree, you just call, press 1 and you will be directly transferred to one on NMI’s internal gateway experts. You can always call us directly at 207-772-8737 with any questions as well regardless of who your processor or reseller is.

High-level email support. If you ever have a hypothetical question, a non-time sensitive issue, or a truly high-level question you can group email NMI’s entire support team at one time. Someone on the team will get back to you right away with accurate, friendly information. We always recommend to our customers that they CC us so we can jump in and help whenever needed as well.

Developer integration support. NMI offers merchant specific, high-level integration support for those merchants who want to get under the hood and customize their integration to perform complex data routing, multiple system integration, and specialized reporting.

Live status and live updates. NMI offers a live status page to help you quickly eliminate variables and assist you with any errors you may have, additionally, you can sign up for status alerts as well. To view NMI’s real-time status and to sign up for alerts and updates you can visit NMI’s status page by clicking this link. http://status.transactiongateway.com



P.S. We're happy to help even if you just have a quick question - even if you are "not ready yet" and just want a little free advice. We regularly earn clients' business years after we first speak.