Commonly prohibited or “high-risk” industry types

Online merchants in the industries below often have a very hard time getting straight answers about their e-commerce payment gateway, fraud prevention, affiliate payout or payment processing needs.
We have decades of experience in the business and have a firm grasp of which software providers, payment gateways, affiliate payout vendors, and through our vetted industry contacts, which merchant account credit card processors are the best fit for each of the industry types listed below. Contact us anytime, even with general questions, we are always happy to help a fellow e-commerce warrior regardless of whether or not they are a current client or prospect. The list below is in not necessarily in any particular order because many of these industries can go by many different names. Also, this list is neither comprehensive nor exact. This list may not remain perfectly accurate and may change at any time without notice, it is intended as general information only. We always suggest that you give us details on your business via our contact us page and let us provide some one on one advice, free of charge!

High-risk or commonly prohibited e-commerce product categories:

Affiliate, IBO, downline, MLM payouts

Auto ship products, subscription programs, clubs

Auto bill programs: alarm companies, pest control, fitness clubs, online training programs

Automobile parts and accessories, new or used, online scrapyard, tires, and rims

Alcohol, online wine beer or liquor sales – beer, spirits or wine of the month clubs

Adult related businesses

CBD oil (0.03% or less) with restrictions. Large volume merchants only.

Cigars, online cigar clubs

Credit monitoring subscription programs – trial based or straight sale

Credit repair

Coaching: personal, business, internet marketing

Collection Agencies (Must be reputable)

Dating sites (online dating, membership sites, coaching, or clubs)

Debt consolidation programs, student loan consolidation programs

Electronic cigarettes / even e-cigarettes with nicotine 

Fantasy sports leagues with or without payouts

FFL gun sales, online, drop shipped firearms, ammunition

Garcinia cambogia, straight sale, recurring, or trial

Glassware, pipes, smoking accessories, paraphernalia

Gentlemen’s clubs

Health clubs, automated recurring billing by ACH and credit card

Hemp oil (0.3% or less) with restrictions. Large volume merchants only.

Homeopathic products

Internet marketing lead generation, traffic programs

Knives – Legal online sales of knives to appropriate jurisdictions

Magazine Subscriptions, promotional marketing

Make money from home programs /biz-ops / business opportunity products

MLM / multi-level marketing companies

MMJ Support and supply merchants. MMJ packaging, stash boxes, grinders

Negative option offers, discounted trial, free trial (with some restrictions)

Nutra / Nutraceuticals and dietary supplements such as male vitality, enhancement, DR / Direct response merchants

Online tobacco sales, cigar of the month clubs

Pawn shops, online pawn e-commerce pawn and second-hand sites

Pepper spray, legal online sales of pepper spray, capsaicin sprays etc

Personal or business coaching seminars, online training, recurring billing

Prepaid phone cards, international calling cards, family to inmate calling programs

Prepaid debit card affiliate payout programs

Self-help courses, online courses, motivational seminars, or MLM event ticket sales

Tax negotiating and property tax assessment dispute services

Teeth Whitening, continuity or straight sale

Tobacco, cigars online

Travel packages, tours

Vape accessories, e-juice

Weapons both non-lethal and FFL

Weight loss products /supplements

This list is not complete, please contact us anytime for assistance or questions.

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P.S. We're happy to help even if you just have a quick question - even if you are "not ready yet" and just want a little free advice. We regularly earn clients' business years after we first speak.