When a Trash Talking Football Pool Is Used To Heal

A friend and colleague wrote the following essay and asked us to pass it on. We were so moved we made a donation, and ask that you consider doing the same.

When a Trash Talking Football Pool Is Used To Heal, By Chris Moreno

To an outsider, the Fall 2015 NFL Survivor Pool looked rough around the edges in every way – a group of smack-talking, winner-take-all disposed football fans from across the country emailing their weekly picks and keeping their eye on the prize. But those inside the circle knew that like its founder, Chuck Walkey, nothing could be further from the truth.

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May the upcoming IT forces be with you

From increasing cyber-security threats – whether it be by teen-aged hackers in their mom’s basement, savvy robin hood hackers, or even foreign governments – to the impact of “The Internet of Things”, and an uncertain economy, there are forces out of your control that will effect your business over the coming year. We work with a lot of start ups and find that they are usually so invested in the day to day of getting their business off the ground that they are not plugged into some of the trends that dramatically effect their business. We always recommend that start ups stay on top of eCommerce trends via social media (our pages are a good start, you can find the links in the bottom corner of this page) , via trade journals (which are usually free), and informational sites online.

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GoDaddy and High Risk Merchants

We like GoDaddy, we have referred business to GoDaddy, and have helped GoDaddy clients take advantage of that company’s vast array of products and features, but like most shopping cart software suites that offer in-house (or closely referred) payment processing, GoDaddy has never had – as far as we know – an “out of the box” solution for high risk merchants. Their processing solutions, like most, do not allow many common high risk product types. This is AOK, as a matter of fact it’s what we do, and we enjoy it. We help folks find solid stable gateway, software, chargeback mitigation and processing solutions that work with their cart of choice even if that cart’s preferred partners do not work in their particular industry.

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Vaping merchant accounts with low or no reserves emerging.

We are hearing some good news lately in the vape payment gateway and merchant processing world in terms of low or 0% merchant account reserves when needed or requested.  Historically most online electronic cigarette merchants, especially e-liquid merchants selling nicotine based products have had a portion of their sales- generally 10% – held in “reserve” by their processors. This money if often held for 6 months or more and protects the processor from losses caused by among other things, merchant chargebacks or returns that the merchant cannot cover. The payment gateway providers themselves generally have limited risk beyond their own fees so these reserves are almost exclusively held the processor or merchant account provider.

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Shopify and Pinterest Join Forces To Create the First Social Media Market

Pinterest is getting married – and its chosen partner . . . Shopify.

Although Facebook, Twitter, and Pinterest have been talking about adding a buy button for years, Pinterest was the first to announce on June 2 that its talk will soon become a reality, thanks to a relationship with the popular e-commerce platform, Shopify.

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How to integrate Authorize.Net within 3DCart

Lately we have had a handful of clients both high risk and low risk, speaking highly about 3DCart. In addition to NMI, and eProcessing Network we are setting folks up with Authorize.Net as well and it is working out very well for them. The Authorize.Net set up within 3DCart is super simple. Below is a general outline of the basic steps involved.

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What is the Address Verification System (AVS)?

What is the Address Verification System (AVS) and how does it affect my merchant account? How do I avoid added processing fees. How do I control my AVS settings? What about pre paid cards.

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Understanding Merchant Account Volume Limits.

It is ultimately up to you as the merchant to know your maximum ticket limits, and your monthly volume limits. Going way over your limits can cause missed deposits, held funds and even account shut downs, it can be catastrophic for your business. As you grow and approach your limits, know that you have options.

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Student Loan Businesses, Debt Pay Pro and NMI

Because the student loan consolidation and processing industry is considered “high risk” we are often challenged with the task of helping merchants in the student loan forbearance assistance business source reliable, affordable, gateway solutions and merchant account recommendations.

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For Everything Else There’s…Apple Pay

Apple Pay was released worldwide last weekend as a feature of the new iPhone 6 and 6 Plus. With over 10 million units sold before stores closed on Sunday night, the equivalent of the entire population of New York City and Philadelphia combined will be soon equipped with the ability to hold up their phones to pay for goods and services at point of sale vendors or pay for in app purchases using a thumbprint. It is the in app purchases that we are most excited about becasue the hidden force behind many of these transactions will be none other than Authorize.Net.

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P.S. We're happy to help even if you just have a quick question - even if you are "not ready yet" and just want a little free advice. We regularly earn clients' business years after we first speak.

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